In dutch oven or large pot brown ground beef with chopped onion and minced garlic. Drain on plate with paper towel. Return to pot and add the pkg. of taco seasoning and water. Mix well. Over medium heat let the soup begin to get hot. Add all other ingredients. Continue to cook on low or simmer for about 15-20 minutes or until heated through. Serve with grated cheese and tortilla chips.

May be transferred to crock pot on low for a few hours or until ready to serve.